B.I.O. (By Invitation Only) Forum for Investors by Bill Spetrino

 "Bill is not your average dividend stock picker for sure. He's probably the best in the biz.  He doesn't just pick a "high yielder" and sit on it. Bill is picky about the underlying company and the price at which he enters. I've never seen someone do that the way that Bill does.  It's Awesome"  (Sean Hyman, Forex Instructor, Professional Money Manager)


Every single investment newsletter sells you on a great deal of hype and promises…every one except this one!


Here are the facts…


In the past year I, Bill Spetrino, have consulted through multiple means to provide professional guidance on individual stocks and overall stock market strategies.  My Dividend Machine Newsletter currently has 19 out of 19 winning positions which led to feature articles in the October Financial Intelligence Report by best selling journalist and Newsmax CEO, Christopher Ruddy, as well as the November issue of Newsmax Magazine with Sarah Palin on the cover. Newsmax magazine is an unbiased source of news.


My bio and blog posts on Moneynews.com with Larry Kudlow and Chris Ruddy, among others, have expanded my worldwide base of contacts by an amount I would not have thought possible 6 months ago.  Unfortunately, this has caused a huge demand on my time and I have found it nearly impossible to notify all my associates individually about various investment opportunities.


Let me answer the most obvious question. If I have already achieved financial independence why did I do this?


It’s simple. A few people told me I couldn’t do it. I have proven them wrong, the same as I have proven doubters and skeptics wrong all my life. Those who have access to search engines can research me if they feel the need.


For less than $1.25 per day you will be able to take part in a forum with an interactive worldwide group of eclectic motivated investors who have been handpicked and screened by me


It is really this simple…


This forum is unlike others for multiple reasons.  There is an emphasis on quality and professional exchanges.  Trade strategies are discussed from multiple perspectives without fear of personal attacks.  Most people are limited in time so the "B.I.O. Forum" will allow me to share my thoughts, as well as you being able to share your thoughts and stock strategies.  I participate in the forum daily, so you will be able to ask me specific questions about individual stocks, options or commodity trading strategies.

Is it worth having access to our vast resources and worldwide group of investors and be able to interact with them AND myself 24/7/365 for the bargain price of $1.25 per day?  You bet it is...


Many have asked me why I don't charge $2,500 to $5,000 for the annual subscription like other newsletter authors or investment groups do, and my response is simple:  "I want to deliver a high quality service to those who are managing their own investments at a minimum cost possible"


Do you really think you can hire someone for that little money, let alone a worldwide group?  Of course not...


You’ll also have access to our vast library of past posts and articles and comments.


My goal is that you each come away with new ideas which will help you be a better investor or trader.  Please notice that I'm not hyping that I or other forum members will give you a constant stream of stock tips.  Instead, you can expect an enriching INTERACTIVE experience where you can participate in discussions that cover a wide range of investment interests. Of course, you are not required to participate and can merely use this as source for your own investment decisions


Who would be an ideal member for the B.I.O. Forum?...


1)     Individual investors who have taken over actively self-managing their own portfolios and investments

2)     Professional investors who realize that access to worldwide opinions at $1.25 per day is money well spent

3)     Those who are trying to achieve financial independence and want to be involved in a educational interactive environment

4)     Well intentioned folks who want to give their children and grandchildren a real life education to help them achieve financial   independence


It’s really that simple, you either want to invest in a valuable resource like the B.I.O. Forum or you don’t


Each member will have a 60 day money back guarantee to see if this is something beneficial.


It all boils down to this….Being part of a worldwide group of investors and also to have access to our vast library of past articles, opinions and real-time trades should be very rewarding.  $1.25 daily is a small price to pay for any person who is serious about improving their financial literacy.


Many of our members have already achieved or are well on their way to financial independence.

They each consider the B.I.O. Forum a valuable tool in their investing and trading war chest. 

Here are what a few members have to say about what the "B.I.O. Forum for Investors" means to them:


"First time since I took control of my IRA that I have made money. The forum discussions are great.Smile" - G of Alabama, USA

Bill posts his trades in real time, he says what he does and does what he says. His money is on the line."- MD of Albuquerque, NM, USA


"Great group of people that have a lot of experience. Good discussions." - WS of Illinois, USA


"As a recent subscriber to the B.I.O. Forum I received my first star as a NEWBIE member a few days ago. I know this is a new beginning for me and am excited to be here. Bill and his "Band of Merry Men & Women" are loaded with investing/trading experience and are willing to share their expertise with everyone. From portfolio creation/maintenance, to trade ideas, to market overview they cover all in complete and honest manner. I am still growing my wings here and am confident that this is the place to be. Asked "What do you like best about B.I.O. Forum?" I confidently say... EVERYTHING" - KK of Pennsylvania, USA


"The advantage to a BIO site is: there are more eyes on the market.  A market is not just a bunch of numbers moving randomly but people with different views of the market place.  It keeps an open mind to find new opportunity for investments." - MH of Chicago, IL, USA

"The BIO Forum is FANTASTIC! Where else can you brainstorm with other investors and traders daily and get valuable investment information and strategies? I've learned more on the BIO Forum than with all other investment services COMBINED. This is for real...don't miss out." -TC, El Dorado Hills, CA, USA


"I knew i joined the right forum when I get such awesome answers for my question. I bow to all of your wisdom. Big Grin" - JH, KL, Malaysia

Bill is the real thing - honest, experienced, market-savy, and successful. He calls the shots exactly as he sees them and trades them himself. His record of success is posted for all to see. I have made very good money since I have started following his trades, methods, and advice. His forum members are hand-picked and contribute to lively discussions about stocks, trades and the market in general. An excellent and friendly site for advanced investors and traders, as well as for beginners." - JC, Toronto, Canada


"What the BIO Forum offers me is a dedicated group of like minded individuals who are keen to increase their awareness of value investing and value based stock option strategies.  I realize that not everyone wants to buy and hold stocks, but the forum is able to separate the short term traders from the long term stock holders buy actively creating sub-categories that fit each niche.  I check the forum daily and consider it to be an invaluable resource for me to further enhance my skills.  The fact that I have developed some friendships as well is a side benefit that was not planned for." - SG, Chicago, IL, USA

"The BIO Forum is simply the best....it's got diversity in the discussions that promote critical thinking.  I enjoy bringing info to the group as I get much in return. The forum platform is dynamic,safe, moderated and members are friendly....best part - "Pre-testing" my trading ideas before I put a trade on...the feedback and info one gets when they choose to participate is amazing." - GH of Connecticut, USA


Becoming a member requires 2 simple steps


1)     Select Your Subscription Duration (click on subscription duration desired) and Submit your payment:  

1st Year Membership - Only $89 dollars down, then you will be billed $30 dollars/mo. thereafter

OR if you are not sure the BIO Forum is for you...for a limited time only, I'll consider letting you

Take a "30 Day Test Drive" - Only $40 dollars, then you will be billed $35 dollars/mo. thereafter

2)     If approved, you will receive an email confirming your user name and password 


You have a 60 day money back guarantee so the only person stopping you is YOU.




Thank you and best wishes.




Bill Spetrino

Today's Observations Friday Sept 3, 2010, 7:35 am:
EUR/YEN ratio is 108.4480 which is positive for equities

However, its all about the job report today IMO

What was strange yesterday, is the amount of "puts" bought which usually spikes before past jobs reports "because of fear" did not spike yesterday, and instead, went down

In plain English, it means that a low percentage of investors bought insurance and or very few are betting on a "really bad number"

Is there a correlation here? I don't know, I'm just reporting the data so we check this out for the future reports

1,090 level we closed at were the high's of the day

No matter what happens today, there are many who believe we could have bottomed for the current August downturn and should run higher until the middle of next week

I do not pretend I know, but I do layer in and out of my positions and I trade according to the prices

Buy the dips sell the rips.

Case Study: 
A 25 year old who's portfolio is only $30,000 can buy a stock like with a dividend of about 8%.  The $2,700 of annual dividends should double about every 9 years at least. With no further investment this particular Dividend Machine should return over $86,000 annually at age seventy. Sound impressive? By reinvesting dividends the first 15 years this amount should be well over $200,000 annually at age seventy. How many of your friends do you think will have done that? Not bad for a one time investment. Se the importance of a dividend machine now?

What happens if you don't have the $30,000 to get started? Borrowing the money from a loved one or relative is a great alternative. Many parents grandparents and loved ones loan money to a child for an automobile or school which may or may not have a future tangible value. Giving your loved one their "inheritance" early may create a permanent dividend machine that can be transferred for many generations to come.
Wharton School of Business professor Jeremy Siegel said that about 97% of the gain of the Dow since 1900 has been from reinvested dividends. Many "gamblers, disguised as value investors, have lost hundreds of thousands of dollars investing in financials like AIG, Bear Stearns and others. Their mistake is concentrating ONLY on capital gains and not dividends. In the next installment, a step-by-step blueprint will help you to explain how to build your own personal dividend machine.

Bill Spetrino, the editor of the Dividend Machine, has great reviews and is no scam.  His BIO can found on this interactive worldwide investment blog.

Fast Facts:

1) Bill Spetrino graduated from John Carroll University with a degree in accounting

2) His book, Consume Consume and Consume which has been sold in over a dozen countries, is available for sale by e mailing Bill at ticketbill@aol.com and paying $30 postage paid.

3) Accounting degree has been very good to Bill in that it has helped him build a "dividend machine" in which his annual dividends more than pay his living expenses

4) Before August 1, 2009, subscribers of the Newsmax "Dividend Machine" newsletter got email alerts where Bill was able to pick stocks in real-timeAfter that, Bill had delays in disseminating his picks because of time lag in editing from the time the newsletter was written to when it was released.  This BIO Forum is an independent venture by Bill and it provides its members with direct access to Bill on an intra-day basis and with a rich interactive experience.  Bill's record speaks for itself and it combines safety, growth, and income.